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Price negotiated from MSRP
- Thread starter Jared B
- Start date
How do you read this post and still ask a question like that? Lol.
ramfanatic
Active Member
You can do much better. In my region (southeast) the factory incentives alone are $7K. You should be able to negotiate a dealer discount of 10-15% which would be an additional $5-8K off MSRP. If they won't discount it that much, don't be afraid to walk out the door and go somewhere else.
Need some more info on what "out the door" means. All taxes and fees included? Much easier if you just give the selling price, taxes and fees vary by state.
RaptorRam08
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What do you guys recommend is a good % off dealer discount on a Big Horn, Laramie, and Rebel while still getting the 0% interest loan? I'm not sure how much is smoke when the dealers say they cant get rebates with that loan? I'm military and would be trading in a F150 so I dont see why I still wouldn't qualify for those rebates regardless of interest rate.
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from the sounds of it $6k-$7k. Get the USAA code for the additional $1k off.
Just because 0%/84 makes it affordable. Look at NFCU’s 2.29/72. Find a loan calculator, the 0%/84 might not be worth the ~6k you’ll save more by taking the rebates.
ramfanatic
Active Member
Driving to another state all depends on how far and how much. When I bought my 16' Laramie I drove 9 hours to save an additional $4K. That calculates to $444 an hour. Not a bad wage.
Most places that give the great deals are used to people buying from out of state and will usually pick you up at the closest airport. Sell your car to a car buying company or Carmax, you'll probably do better. But once you know the deal for your new truck see if your local dealer will match or come close and then weight the options.
I've had to do my due diligence, but I'm finally near the end of my deal. I'm presently at 13.5% off MSRP dealer discount on a 2020 Laramie Crew 4X4 5.7L no etorque. This is with the 0% 84. I had to go 120 miles out to find this. In state though. I think north of 10% dealer discount is good imo
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I did both but instead of driving there, get their price in writing via internet. Or call them. Really shop around as you can do it right from home, especially now
ramfanatic
Active Member
Congrats! Enjoy the honeymoon with your new masterpiece. You know what I'm talking about. You can't take your eyes off of her, you find any excuse to take a ride together, washing her up is a joy not a chore. you don't even care about money you got to shell out every month. Isn't love grand? Since she is your first, hopefully the honeymoon phase will last longer. I just love "new car love".
does this essentially mean your loan starts jan 1st? So you’ll have a 7+ year loan? Or is it still 84 months from the date of purchase? That could save thousands if it’s still 84 months from date of purchase! (Continue paying your payment if you can afford it people).
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slapthatplank
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My payments are deferred 3 months then it's 84 months past that. So it's really an 87 month loan. Waiting til Jan to start payments is crazy. It'll be 5 years before you're not upside down not assuming any trade circumstances.
So I put down a $1k deposit on a Longhorn two weeks ago and the plan was to buy it today. I received a call just before noon telling me that the owner of the dealership sold it to a buddy because he wasn’t aware that I had a deposit on it.
They found a very similar truck (same color, same primary features, etc) in Idaho and its on the way and expected to be ready by M/T of next week. It actually has a slightly higher MSRP due to having the painted bumper package and the bed utility option. They have obviously agreed to eat the cost on those. The things that are missing are not that important to me (3:92 gears, tow package with the oversized side views), so I’m likely going to take the replacement.
My question to this group is what should I ask for to make this right? I see the deposit as a two way commitment, and they would not have shown me any sympathy if I needed to back out for some reason. I recognize that they found a replacement that is pretty much like for like, but I also had plans for the truck as early as this weekend.
So, if you were in my shoes, what would you be asking for? A straight reduction in the cost is obviously the most ideal, but I’m curious if there are other things people would recommend.
They found a very similar truck (same color, same primary features, etc) in Idaho and its on the way and expected to be ready by M/T of next week. It actually has a slightly higher MSRP due to having the painted bumper package and the bed utility option. They have obviously agreed to eat the cost on those. The things that are missing are not that important to me (3:92 gears, tow package with the oversized side views), so I’m likely going to take the replacement.
My question to this group is what should I ask for to make this right? I see the deposit as a two way commitment, and they would not have shown me any sympathy if I needed to back out for some reason. I recognize that they found a replacement that is pretty much like for like, but I also had plans for the truck as early as this weekend.
So, if you were in my shoes, what would you be asking for? A straight reduction in the cost is obviously the most ideal, but I’m curious if there are other things people would recommend.
Although that's assuming no big down payment, yeah? It would be wise to provide a down payment big enough to ensure you are always on the upside, me think...
Actually, when people take the 84-month offer, are they able to put down $0 as well, provided their credit allows them to borrow the whole amount, or does RAM require some sort of initial payment?
Geoff
**** happens, if the truck is really similar and you were slightly inconvenienced, I'd ask for a few free synthetic oil changes, or some Mopar parts at cost.
slapthatplank
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I didn't put anything down other than trading in my wife's 9 year old MDX.
RaptorRam08
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So guys I was able to get the dealership to go from a $55,200 MSRP on a loaded Big Horn to $46,000 and with the 0% interest deal. I am probably going to take it since that is around 17% off MSRP from just dealership fees. I reached out to a couple of other local dealers to see if they could beat it, but you think that is a good deal to pull the trigger on?
Big Ballers
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Long time lurker, first time poster. I currently own a 2014 Ram 1500 Laramie with 76k. The dealer initially offered me 20k then raised it to 22k when I walked off the lot. Since I have been back and forth with the dealer on a 2020 Laramie crew with off road pkg. The MSRP is 56,280. Right now they have thrown in $7700 in dealer incentives and 5k in rebates but I have to finance through Chrysler capitol to receive the rebates. At 12,700 off. I would go the incentive route if i had flexibility to shop the rate. I was quoted 2.89% from local credit union: However I know it won’t be that low through Chrysler. First, what are your thoughts where they are dealer discount wise? Second should I go incentives and take loan through Chrysler or forgo and take 0%? Third should I just wait it out for a month or two? Thanks in advance for any advice.
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