For years I haven’t carried a house key. The front door has an electric lock that uses my fingerprint to get in. The garage door is rarely locked but there’s a hidden key in my garage if I did need it.
My fob has a key for my bed cover and that’s it. All the other keys I rarely use are in my truck rarely getting touched.
I have no plans to use the keycard unless an emergency arises. Once the phone as a key feature is used, the fob will stay home and I’ll just use my phone or watch since those rarely leave my side (sad, I know). The less things I have to carry on me, the better. Technology is great!