28 months ago, I bought a VW Tiguan for my wife.  I paid $29,500.  Over those 28 months she put 82,000 miles on the vehicle.  Driveway.com gave us $27,000 for the thing.  In other words, it only cost us 3 cents a mile to own it.  They were about $5,000 better than Carvana's offer and the trade offers at the VW dealers.  I also live in NJ.  But that price spread far out-weighed the trade-in tax savings.  I am not advertising for Driveway.com, but you have to consider them.  I actually learned about them from someone else on this forum that used them.  I think he said they were about $3,500 better than any trade or purchase offer he had for his truck.