Always, always, always demand -in writing- the final, bottom line payment with
all charges included and detailed
before you sign anything. The bottom line is all that matters. If the dealer hedges or refuses to do this, consider it a
red flag.
I do this whenever I purchase a vehicle, motorcycle, boat, RV, etc. The honest, above-board dealers have no problem providing the final balance sheet. Be very wary of the ones that won't and stay far away from them. You can easily pay a
lot more when they play games with the dealer and destination fees and any other fool thing they try to con you with such as fees for not financing with them, interior treatments, window serial number etching, detailing, etc. If you're only finding out about these fees at the dealer's finance office when you pick up your truck, you didn't do your due diligence and they have you right where they want you.
If you're financing thru the dealer, especially with some kind of deal such as low or 0% financing, be sure the loan is fully approved before you head to the dealer to pick up the truck.
Don't let them con you. This is all too common with a number of dealers. Always buy with eyes wide open and take nothing for granted. Have a final check ready for the
exact amount you owe and don't pay a penny more. Ensure your deposit is refundable and refuse delivery if they try in any way to con you.
If you are dissatisfied with your dealer experience for any reason, take to social media such as this forum and online dealer ratings and speak up to warn others. If you feel you were conned in any way, report them to the
Better Business Bureau and your state's
Attorney General Office. This affects them a lot and helps prevent them from doing dishonest things to others.