So a couple of things on the incentives. In many cases the $1250 is an “either or” with the 0%. I called the FCA incentives line 800-227-0757, option 1, and they were very helpful so I could cross check what the dealer told me.
Also, and this is just me and my situation, but on a $70k truck if my decision comes down to $500-800 it’s not about the money, it’s about if I really want that option. Once I had my head around paying $70k+ for my truck it was more about getting what I wanted.
sounds like you’re getting a pretty good deal regardless of the the incentives. If it’s the dealer, try a different local dealer if you are opposed to a fly and drive. I sent my build to 6 dealers and went with the best service and will pay about $200 more. But service matters.
One reason for wanting to avoid the fly-and-drive is that it makes trade in easier (unless I did a drive-and-drive), and in Georgia, you don't pay sales tax on the trade-in value. So, if the vehicle is $70,000 and trade in is $40,000, you only pay sales tax on $30,000. On the other hand, if I could get at least 6% more selling private party, the financial advantage disappears, but it's still less hassle to trade in.
My main concern, though, is I'd expect some more formal paperwork/contract, both to protect me and for the dealer to protect themselves. What I'm getting seems very informal, at least so far. I would't say the dealer is bad; the process is taking me longer than I thought it would, but I also dragged my heals back in early March.