Spent 2 months waiting for them to give me $750/month, finally with memorial cash and end of the month they agreed
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Did you have a trade with negative equity?
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Spent 2 months waiting for them to give me $750/month, finally with memorial cash and end of the month they agreed
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No tradeDid you have a trade with negative equity?
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Finally got deal done near closing time tonight.......was able to get $7250 in rebates/incentives (have excellent ++ credit) off MSRP of $47K..
Thanks to all who gave advice - I'm extremely happy on how I made out and truck is beautiful!
Congrats!! Post pic soon. Can you PM me the dealer or post. Still looking in NJ as well. Thanks.
AR
My FCA finance requirement was 90 days... better verify that. I had a 36 month at appx 4.3%Here is the deal I am looking at:
2019 Big Horn
Hemi V8
Premium Speakers and Sub
Blind Spot Detection
Big Horn Level 2 Equipment
Sunroof
Lighting Group
Sport Appearance Package
20" Wheels
Brake controller and rubber mats thrown in by dealer.
MSRP: $50700
Discount: $5500
Rebates: $6500
Trade-in: $10800 (Fair)
$27900 Total, Just under $31,000 OTD
Only hitch is I have to finance the full amount through them for a minimum of 7 months before I can payoff. Don't know rate yet but my credit score is excellent. They did say I can pay as much extra per payment as I want thereby reducing the total interest I pay over the 7 months. What do you all think?
Outstanding price, the doc fees are their garanteed profit no matter what. Its a business after all...Short version :
2019 Big Horn CC, 5.7, 4x4
MSRP: $52,445
$13,500 off (25.7% - $7,750 rebates + $5,750 discount)
Price before TTL: $38,945
Long version:
Finally pulled the trigger and here is what I found in the Atlanta, GA / New Orleans, LA areas in looking at 2019 1500s the past few months. Factory incentives at the time make a few thousand dollar difference. I started looking at Rams with the 'Dec to remember' sales event (Ram had good marketing LOL) - But did not buy figuring the same incentives would come back mid year, and was planning for July time frame). Memorial day commercials worked
Past few months the starting point, no real negotiating, was around 15% off MSRP (this includes factory incentives and dealer discounta and is the general 'internet price' on dealer websites), and with 30 mins or so of negotiation could get to 18-20% (I only did this 2 times though) so this became my 'benchmark' and minimum.
COSTCO Member Only was the best deal 'to order', but still ended at 20.7% off MSRP (took the test drive for my $50 Amazon gift card)
Final deal on 1500 Big Horn Crew Cab, 4x4, 5.7, Protection Group, Sport pckg, Level 2, 3.92, Anti-spin, 33 gal, 20" wheels, Trailer Brake
MSRP: $52,445
Price before TTL: $38,945 - 25.7% off MSRP ($7,750 Incentives + $5,750 Dealer Discount)
FYI - final w/ GA tax of$2,774.94 and dealer fees to register, which were steep IMHO at $697 all total, plus some wierd $21 'Non-Tax Fee' that salesman could not say what it was, was $42,37.94 OTD price - I did not like the $599 'doc prep' fee, but felt the bottom line OTD price was a good deal, so made no complaints - plus for the inspection/test drive I got another $50 Amazon gift card
Don Jackson CDJ, Union City, GA - Great Dealer, price was negotiated over phone, primarily via txt msgs, easy no hassle sales process, and quick paperwork as much of it was prepared before I arrived.
Does it say 90 days in the contract anywhere? I don't see why you couldn't wait for them to submit the paperwork, and refi the next day...It's not like they can take the rebates away since it's a legally binding contract.My FCA finance requirement was 90 days... better verify that. I had a 36 month at appx 4.3%
I forget but I was shown something that said the $500 FCA financing incentive was minimum 90 days. I don't doubt they get their FCA to dealer kickback but my bank said that 90 days with a 2019 still qualifies as “new” financing so I can get a quote later. The 2 quotes (excellent credit) were within .1% of each other on 36 months so it really didn’t matter to me.Does it say 90 days in the contract anywhere? I don't see why you couldn't wait for them to submit the paperwork, and refi the next day...It's not like they can take the rebates away since it's a legally binding contract.
So the only offer they gave me was 6.44% at 72 months (even with near perfect credit). Where as my bank and other institutions (BoA, Cap1, NavyFed) can offer close to 1/3 or at least half that. I'm baffled that that's all he could offer me with my excellent credit. I got the 90 day speech, but close to 3-4 pts APR is a big difference $$ wise even for a few months. I'm not trying to be that guy to the dealer, but I feel like i got screwed on the APR...and should refi ASAPI forget but I was shown something that said the $500 FCA financing incentive was minimum 90 days. I don't doubt they get their FCA to dealer kickback but my bank said that 90 days with a 2019 still qualifies as “new” financing so I can get a quote later. The 2 quotes (excellent credit) were within .1% of each other on 36 months so it really didn’t matter to me.
If you went with them just refi as soon as possible, at least you got the incentive. Don't sit their for 72 months at that apr.So the only offer they gave me was 6.44% at 72 months (even with near perfect credit). Where as my bank and other institutions (BoA, Cap1, NavyFed) can offer close to 1/3 or at least half that. I'm baffled that that's all he could offer me with my excellent credit. I got the 90 day speech, but close to 3-4 pts APR is a big difference $$ wise even for a few months. I'm not trying to be that guy to the dealer, but I feel like i got screwed on the APR...and should refi ASAP
Good negotiating, 13K in discounts is in itself a very good price. You weren’t even losing on your trade? Great, and you got a good apr. That’s a much more manageable loan than many I’ve seen.Paranine, I also went to Don Jackson today and walked away with a new 2019 Big Horn Ram
Details:
2019 Big Horn Sport Crew Cab 4x4
5.7 V8 Hemi
Protection Group
Level 2 Equipment
33 gallon tank
3.92 axle ratio
20in wheels
MSRP: $52,445
Rebates: $7500
Dealer discount: $5500
Sale Price $39,445
After TTL: final price was $42,844
Wrote $41000 on the paper and walked away with the deal for $41,000.
Got $3600 value on my trade in and I still owed $2400.
Ended up financing $39,800 for 72 months @ 3.89% interests with $599/month
What do you guys think about this deal?
You guys are just killin’ me with your deals! I feel like I put designer clothes on 3 generations of my saleman’s family...Brought home my ordered Longhorn. Rebates went up $500 since ordering on 4/30.
MSRP: 66,390
Final price: 54,326 + TTL
No trade in. Sold my old truck to Carvana which was super easy and got full KBB trade in value on the spot. A good 4k more than the best local dealer offered.
Now gotta go apply for that $250 Allstate Bonus Drive rebate.
Paranine, I also went to Don Jackson today and walked away with a new 2019 Big Horn Ram
Details:
2019 Big Horn Sport Crew Cab 4x4
5.7 V8 Hemi
Protection Group
Level 2 Equipment
33 gallon tank
3.92 axle ratio
20in wheels
MSRP: $52,445
Rebates: $7500
Dealer discount: $5500
Sale Price $39,445
After TTL: final price was $42,844
Wrote $41000 on the paper and walked away with the deal for $41,000.
Got $3600 value on my trade in and I still owed $2400.
Ended up financing $39,800 for 72 months @ 3.89% interests with $599/month
What do you guys think about this deal?
Not sure one will get better than that ! GREAT deal.
Did you get the Granite Crystal Metalic (dark gray) one' ? Based on MSRP, I think we got the same truck and I debated between that one and the silver, but I think they also had one in White and Red - good job on getting the extra $s off!