It is more efficient the hotter it is, a cooler thermostat and the fan settings are for cars/trucks that are under heavy load for long periods of time; the temps under load will still go up to 220°+, they just won't go much higher. I have an external oil cooler in my car and a dewitts radiator; when driving hard, my oil temps still rise to 220-240° and water temps in the 215-225° range but they cool down quicker. Personally, I'd like to see the oil temps stay in the 230-250° range, that's not hot for synthetic oil. The hotter the combustion chamber, the more power you'll make, the only real reason you want a cool running engine is that you want the intake ports in the cylinder head to stay as cool as possible.