I recently took my 2020 Ram in for an oil change and got the same bad news. I was told the cost would be $1100 to replace and not covered by my extended warranty. I then called Ram to complain and ask for some type of compensation figuring it can’t hurt to ask. Well, for any of you that may not know this, the oil pan is covered under the factory drivetrain warranty. If yours is still valid, you’re covered.