It is in my area, so lets call it a local thing, but I think this applies to most of the country. Typically, Costco premium is cheaper than name brand 87.
So you don't actually have proof that our Hemi get worst mpg with 93? You are making an assumption here unless you have some sort of link that shows it to be the case.
Octane absolutely can offer better mpg and power if the engine is tuned to make use of it. Our engines for example are tuned best for 89, so if you use it over 87, you should see an increase in mpg and power. The whole point of higher octane is it reduces knock. In order to get more power, manufacturers will tune a motor typically with higher timing, however they will require a higher octane to prevent knock.
I agree on the additive packages.