Portland
Active Member
This is situation as well. Right now they only have 0% on Limited Longhorns for 48 months or a cash incentive. I wanted 72 months so I shopped around at a few local credit unions and due to my top tier credit I was able to get 2.5%. Not bad in this economy. I will take the cash incentive instead.Not sure if it applies at all dealerships or not, but back when I bought my 2019 Laramie the dealer told me if I chose the 0% interest then no rebates or cash backs would apply. It was cheaper for me to take the rebates and the 1.99% from my CU than to take the 0%. Just something to consider and check into.