18.5% otd sounds good. Triple check to see if there aren’t rebates you’re missing. I just purchased my BTS, MSRP of 56,700 for $41,920 before TTL + freight in Virginia — Lustine in Woodbridge, Va). So a tad more of 26% off msrp. You should be able to get that, too. They even do dealer transfers to get the truck you want. I’d call Lustine CJDR and ask for Nahom to see what he can do. Dude is amazing and is a car guy himself. Just stick to your guns in the financing box — they’re pushy AF. DM me and let me know if you want to see my deal.