I went with USAA on a similar policy as GEICO, 7 years 100k and zero deductable. I’m betting all the reputable offerings from places like USAA and GEICO are pretty similar and legitimate. I had the USAA policy on my previous truck and used it three times with the worst being a $5k bill for a new top end and all emissions. USAA picked up the tab and a rental for three weeks to boot. Maybe not as good as a lifetime but good enough for me.
How much is the USAA one? I use them a lot so might give a switch since the GEICO one makes you stay with Geico obv.