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Limited lower Insurance for me.

TripleB

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I damager the limited i bought in June. So i got another limited. This one has the lane departure, adaptive cruise, self parking.

I am not certain if those feature are the reason but when i transferred the insurance from one Limited to the next the insurance rate dropped about $170 per 6 months. Same coverage.
 
My insurance dropped when I went from a 2019 BigHorn to my 2022 Laramie. I thought it was odd.
 
I was recently looking to change companies because that’s what people do around here every few years just change to a different company to get a better rate. But each company told me that to be new business right now is expensive.

So getting a better rate when I traded it was good news
 
More safety features equals cheaper insurance. Less likely to get in an accident.
 
I was able to reduce my insurance more as 2022s come with a 10 year trial of the Ram branded LoJack. I had to give the info to my insurance company to get the discount though as via the Vin nothing pulled, not even the default alarm that is standard on a Ram. I think I'm around $900 for the year with full coverage but it is combined with a second vehicle and low mileage discount.
 

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