That is high. A quick run through their website for a 2019 RAM 1500 4x4 shows $2040 for 6 years / 100,000 miles / $100 deductibe (it jumps to $2800 for $0 deductible). I paid around $3K for mine (7 years / unlimited miles / $100 deductible). I would go through and check your selections again or give them a call. Check for discount codes too. When I got mine I know they had a $365 discount if I paid for it up front and around $100 discount if I paid with 12 monthly installments.
If you are paying through 12 monthly installments check to see what you can put down. Not everyone is flexible with the initial down payment so make sure you check on that. IIRC Zeigler offered several options for down payment. After that, though, they are all the same with 12 equal monthly installments of what the remaining balance is.
Zeigler (
https://www.chryslerfactoryplans.com/) was selling them at or near cost (with the discount) and they had the best price around when I shopped for my extended warranty.
I also believe that you can pay extra to have it fully refundable if you don't use it. After the policy expires, if you don't use a cent of the warranty, you get it all back.