Cbty2050
Ram Guru
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- Dec 26, 2021
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Exactly. Manufacturers have programs in place that will price match aftermarket body parts for insurance jobs.A shop that is so honest it is willing to commit fraud.
Exactly. Manufacturers have programs in place that will price match aftermarket body parts for insurance jobs.A shop that is so honest it is willing to commit fraud.
I know what you're saying, but lets not let insurance off the hook here. They will tell you till they are blue in the face something isn't covered until you take them to court, only to finally admit it is covered.A shop that is so honest it is willing to commit fraud.
Actually, a shop that knows that insurance companies are blood sucking leaches that will screw over anyone anyway they can at any time. They first tried to tell my the hood would be "bent back into place" rather than being replaced, it was literally folded in half at the front 6" or so, across multiple body lines.A shop that is so honest it is willing to commit fraud.
Disagree. Using your logic, if the truck had been stolen it would be the body shop's responsibility to replace the vehicle. Or if the cat had been stolen while the vehicle was parked at Wally World it would be their responsibility. That's just nonsense. How is the body shop (or Wally World) supposed to predict and to what lengths prevent someone from coming onto their property and committing a crime? This is the whole point of having insurance on a vehicle.It's not yours, or your insurance company's, responsibility to replace the cats that were stolen when the truck was in possession of the body shop.
what is your current insurance company if you don't mind sharingDisagree. Using your logic, if the truck had been stolen it would be the body shop's responsibility to replace the vehicle. Or if the cat had been stolen while the vehicle was parked at Wally World it would be their responsibility. That's just nonsense. How is the body shop (or Wally World) supposed to predict and to what lengths prevent someone from coming onto their property and committing a crime? This is the whole point of having insurance on a vehicle.
My closest experience like this was having a vehicle damaged while at the dealer for service. They insisted they would take care of the repair/repaint but I said H3LL NO. I knew they would try to do the repair as quickly and cheaply as possible. I turned in the claim to my insurance, got the vehicle repaired to my satisfaction, and even got the deductible refunded after the my insurance clawed money out of the dealer (and I assume their insurance). However, I only insure with companies that use OEM parts for repairs so I've never had an issue like the OP.
You are so wrong my guy, it's done literally by a push of a button. I work in the dealer and have a good friend that owns a body shop. All of the dealers here do it and it's very simple.As for the guy saying there are programs out there to price match aftermarket parts, very rarely does this happen, they always have to go to them and tell them to up the amount to the cost of OEM, at retail
The Walmart comparison is completely off target. When you go to Walmart and park in the parking lot, you are not handing the keys and responsibility for your truck over to Walmart. When you take it to the body shop, and they are contracted to repair the vehicles, it is in their custody. Any damage that occurs while in their possession, is their responsibility. That's what they have insurance policies for.Disagree. Using your logic, if the truck had been stolen it would be the body shop's responsibility to replace the vehicle. Or if the cat had been stolen while the vehicle was parked at Wally World it would be their responsibility. That's just nonsense. How is the body shop (or Wally World) supposed to predict and to what lengths prevent someone from coming onto their property and committing a crime? This is the whole point of having insurance on a vehicle.
We aren't worried about the insurance company itself, as they just pass the cost onto the policy holders. We are concerned about ourselves and other policy holders having rates increased due to this type of activity.Actually, a shop that knows that insurance companies are blood sucking leaches that will screw over anyone anyway they can at any time. They first tried to tell my the hood would be "bent back into place" rather than being replaced, it was literally folded in half at the front 6" or so, across multiple body lines.
So yeah, I will continue using a shop that will do everything in their power to make sure my vehicle is repaired with the highest quality parts possible.
As for the guy saying there are programs out there to price match aftermarket parts, very rarely does this happen, they always have to go to them and tell them to up the amount to the cost of OEM, at retail.
The fact that any of you are worried about the insurance companies, a BILLION dollar industry, is freaking insane.
If you honestly would be completely fine with Chinese stamped metal parts with poor fitment, rather than demand a new OEM part, youve lost your mind.
you do give your keys to wally world they have serviceThe Walmart comparison is completely off target. When you go to Walmart and park in the parking lot, you are not handing the keys and responsibility for your truck over to Walmart. When you take it to the body shop, and they are contracted to repair the vehicles, it is in their custody. Any damage that occurs while in their possession, is their responsibility. That's what they have insurance policies for.
Disagree. Using your logic, if the truck had been stolen it would be the body shop's responsibility to replace the vehicle. Or if the cat had been stolen while the vehicle was parked at Wally World it would be their responsibility. That's just nonsense. How is the body shop (or Wally World) supposed to predict and to what lengths prevent someone from coming onto their property and committing a crime? This is the whole point of having insurance on a vehicle.
My closest experience like this was having a vehicle damaged while at the dealer for service. They insisted they would take care of the repair/repaint but I said H3LL NO. I knew they would try to do the repair as quickly and cheaply as possible. I turned in the claim to my insurance, got the vehicle repaired to my satisfaction, and even got the deductible refunded after the my insurance clawed money out of the dealer (and I assume their insurance). However, I only insure with companies that use OEM parts for repairs so I've never had an issue like the OP.
Does progressive acknowledge there is wiring damage? IMO that should be a separate line item in the repair...Jeez! I got a little bit improvement in the situation today:
Dealership side: the service manager admitted the previous 6.5 hours is a little bit over-estimated because of its "unique wiring damage issue", and they looked at it today again and think it is actually not as bad as what they thought previously. He agreed to lowered the hours, not sure how much they are going to give the number. They are going to start the re-evaluation and the repair tomorrow.
Progressive side: I talked to the manager of the claim adjustor who is on leave today. I called the claim adjustor 50 times in the morning and drove him crazy. He basically asked his supervisor to contact me to save him from flood of phone calls from myself. After 30 mins of negotiation, Progressive agree to add one hour, make it like 4 hours labor time.
So right now if the dealership comes back with something around 4 hours, then I will be fine with the one extra hours offered by Progressive (3+1). If dealership only reduce 1 hour, like still around 5 hours something, I am prepared to pay for one hour labor difference because I am really exhausted now. I will see what the number will be.
I wrote a strong email this morning to both parties. At the end of the email, I said as a loyal customer of both Progressive and Autonation Chrysler, what did I do to deserve this crap? I will wait for tomorrow when dealership gives me the second estimate.
Except he didn't say when taking it in for service. At that point, while it's there for service, any damage incurred would be Walmarts responsibility. Until you take possession of the vehicle back.you do give your keys to wally world they have service
Wife and I learned the hard way on this. We had Liberty Mutual for many years. Typical minor crashes with teens growing up and so on so premium increases were to be expected. But when we moved I went to a local insurance broker who checked their companies and we found a policy at a serious reduction with a very good company. 4 years later we made another switch and saved again. Bottom line. There is no loyalty in insurance companies when it comes to customers. You cannot try and switch constantly as I was told they flag this and wonder why but nothing wrong with comparing every few years.Thanks folks! I just talked to the adjuster that I cannot accept an aftermarket converter. he said he wants his supervisor to contact me. I also informed the Body shop that don't order the aftermarket converter. My standing will be that I CANNOT accept the repair if they are going to put aftermarket converter. I am glad to check with you guys first! Will update how it goes.
Progressive is so cheap. I have been so many years membership and emerald level and insured both my cars with high premium, and this time the claim on Progressive is even less than $1000 and they are doing this cheap thing! I am thinking to change insurance company after this incident.
The only thing that does is prevent potentially scrapping it. If you watch how fast they do this, it's not something that will likely be noticed at the time.Bummer I just had my converter engraved hopefully will detour theft.