Ah yes, the proud "I have no formal education on the matter, so I'll rip on someone who knows more than I do because I'm DEFINITELY right" proclamation.
The moment I wrote "Engineer" I was waiting for someone like you to come out of the woodwork and immediately use that line. It's funny to live in a world where "I'm stupider than you" is a bragging right, but then again, I have to listen to keyboard mechanics talk about power and work as if you know what those 2 terms actually mean.
Replacing rotational speed with torque won't magically make your vehicle more powerful. It's got more torque off the line, but you're sacrificing rotational speed. Go too extreme and you'll have plenty MORE torque....but you'll never get anywhere because you'll only be going 40mph by 4th gear. Gear ratios are funny in that they have a sweet spot, but they never give you any more power. As stated, 25mph is where the 3.92 stops being useful, and can even become a burden.
I'm not going to lose sleep over it, but ya'll joke about the 3.21 can't pull anything and ties up traffic like a Prius with a handicapped hang tag. You have no idea how little difference it makes, even with a trailer attached. Particularly if ya'll are towing trailers with power-robbing 4x4s. I'm willing to bet none of you are putting yourselves in situations where the 3.21 would be a problem and if you're genuinely concerned that you'd be in such a situation, you should REALLY start shopping for a 2500.
Where I live, the 3.92 offers me no advantage. We can sit here and argue "The DOT de-rated the 3.21, so the 3.92 MUST be better," but the DOT has to consider situations that most of us would not be in. I'm DEFINITELY not going to pull 12,000lbs up a mountain side with my 3.21, but I would never consider that scenario, anyway. The 3.92....yea, I guess it could pull that off, but if that was my burden, I'd be in a 2500 or 3500. I wouldn't be putting that much faith (and my life) into a 1500, just because I got the 3.92.