my truck got hit

[1923bob]

Thanks all, I got liberty mutual for years, I have a lot of discounts too. I m waiting to see the bill first. With $500 deductible I can t see myself putting out 1500-2000 cash. Tried looking at part prices but it was a little hard to nail that down so I ll wait. I m guessing $2500 ?
Never had a chargeable accident in decades, no tickets.

I had some work on our pool and one of the guy's hit my truck didn't look bad but it was like $1,700.00 to fix.

 

[Brutal_HO]

Looks like parts, like those bottom lights in the bumper (that were never hit) are like $1200 each side. Not sure why they didn t just move the old ones over. I don t know? Nothing mechanical or frame related.

Because they can get away with it and probably flip those parts.

 

[cerbo]

Because they can get away with it and probably flip those parts.

that s what I m thinking, I feel kinda bad about it. The job came out great but ....

 

[rick619]

Update/. started out with a $3610 est. The auto body is one recommended or trusted repair shop by insurance company. The supplemental bill was $5600 extra..... someone s getting hosed I think, I don t know but I M surprised. Like $9700 with my 500.

I read the thread and was initially thinking $6K - $7K since it looked like 3 different panels. My wife's Expedition was fixed this year after a driver with no insurance hit it, that was $5500 and looked like much less damage.

It's quite a racket with auto insurance claims. The body shops know that insurance is paying, so they inflate the costs and order lots of new parts that don't really need to be replaced. I used to have a friend that worked as a body shop estimator and the first thing he would ask is: Are you paying, or insurance? If I was paying, he would be disappointed, but the price would be around 25% of the insurance price. That also partly explains why insurance rates are so high.

 

[Brutal_HO]

that s what I m thinking, I feel kinda bad about it. The job came out great but ....

To be clear, if they did that, I think it would be straight up insurance fraud if they got caught.

 

[cerbo]

I read the thread and was initially thinking $6K - $7K since it looked like 3 different panels. My wife's Expedition was fixed this year after a driver with no insurance hit it, that was $5500 and looked like much less damage.

It's quite a racket with auto insurance claims. The body shops know that insurance is paying, so they inflate the costs and order lots of new parts that don't really need to be replaced. I used to have a friend that worked as a body shop estimator and the first thing he would ask is: Are you paying, or insurance? If I was paying, he would be disappointed, but the price would be around 25% of the insurance price. That also partly explains why insurance rates are so high.

You hit the nail on the head. First time they asked who was paying, I said If it not too much I think I might pay . They said 2-2500 first look. then I found out they are a preferred repair shop with my insurance. I told them to put it thru the insurance and upon pickup I was shocked.
I guess they really can t get caught. I mean hold the parts aside and anyone investigates they can show (broken, LOL) parts. The insurance company would actually have to send a decoy vehicle in with documented know damage and see what they do. I have been biting my tongue because I know now it kinda late to say anything as I have no proof. They rather pay up and charge everyone else more I guess.

 

[bigdodge]

I read the thread and was initially thinking $6K - $7K since it looked like 3 different panels. My wife's Expedition was fixed this year after a driver with no insurance hit it, that was $5500 and looked like much less damage.

It's quite a racket with auto insurance claims. The body shops know that insurance is paying, so they inflate the costs and order lots of new parts that don't really need to be replaced. I used to have a friend that worked as a body shop estimator and the first thing he would ask is: Are you paying, or insurance? If I was paying, he would be disappointed, but the price would be around 25% of the insurance price. That also partly explains why insurance rates are so high.

there are books that shops buy that tell them exactly what a part costs, and how many hours it takes to replace said part.

then add the shop labor cost