I guess I should of mentioned I was pricing a limited. The Big Horns are being discounted 20% off MSRP right now. I am in OK by the way.
I'm in Western Washington and got a Limited too. Check my description for truck details. I got roughly 17% off MSRP, not including the value of the tonneau cover they threw in.
My pricing was based off of $500 factory rebate, $1000 USAA rebate, and the rest was dealer discount. I would have gotten another $1000 in factory rebates, but I opted to take the 0% financing instead. You come out ahead when comparing to the interest you'd pay on a 3% rate my credit union was offering.