First off, glad you're okay. I started my way through the insurance
game back on 12/24/19. I was rear ended on the freeway, stopped traffic, when a kid hit me at 60-70 MPH. I was told the airbags didn't deploy because it was a rear end collision. One computer over rode the other? Still the damage was enough to total my 2017 Ram Big Horn. There was only 15K miles on my truck.
BTW - I walked away with a broken shoulder & concussion. I was lucky to be in a Ram truck! If it would have been my wife's 2017 Camry, I'd probably still be in the hospital.
At first, the damage didn't look so bad, the the repair shop (insurance company recommended) told me it could be fixed. Like others here, I worried about the longevity AFTER the repairs.
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The repair shop told me they could replace the bent frame. I asked them to check the buckled cab & the transfer case & transmission. After over a week of waiting, Poof! The rear axle was pushed 6 inches forward damaging the transfer case & transmission. When the repair cost hit $26K, my insurance company TOTALED my truck.
Be very careful when you deal with the insurance companies.
Keep copies of everything!
Roughly 2 weeks later, I walked in & bought my 2019. My insurance company covered my medical, still waiting on the kid's insurance company to own up to their end? And the kid even admitted he didn't see the 4 lanes of stopped traffic? We are
still in litigation over the wreck. Still the
game continues, I have yet to be compensated in anyway. I wish you the best in your dealings with those yahoos.