Paultg
Well-Known Member
That's how my credit union works too, I am getting the 2.49% because I have the good credit, have account with them.I will get .25% off for my credit and .25% for auto pay. The regular rate is 2.75%.
That's how my credit union works too, I am getting the 2.49% because I have the good credit, have account with them.I will get .25% off for my credit and .25% for auto pay. The regular rate is 2.75%.
at most you are costing them $150, for a captive lender. you are paying 99% of your first 3 payments as interest, you are throwing near $2-3k away to save your golf buddy $150 in a business expense. "it's just business" is a thing.Unfortunately the owner of the dealership is in my golf league, somewhat of a friend, so I will wait the 120 days.
Oh well.at most you are costing them $150, for a captive lender. you are paying 99% of your first 3 payments as interest, you are throwing near $2-3k away to save your golf buddy $150 in a business expense. "it's just business" is a thing.
How long did you have to hold the Chrysler credit loan? How long did it take the the refi to go through? How much interest did you end up having to pay CC? I'm going through the same thing right now.I financed through Chrysler Capital to get the extra $500 and am currently refinancing through AFLCIO credit union hoping to get down to 1.99 for 72
I financed through Chrysler Capital to get the extra $500 and am currently refinancing through AFLCIO credit union hoping to get down to 1.99 for 72
I had the chrysler loan for about a month. Took maybe a week or so to join the credit union and like 2 days for the loan.How long did you have to hold the Chrysler credit loan? How long did it take the the refi to go through? How much interest did you end up having to pay CC? I'm going through the same thing right now.
Their online terms of service are absolute ********. I just send the a ach push from my bank for whatever amount I want. It's 0% so no real reason to pay it off faster.Lots of Chrysler Capital loans in this thread - off-topic, but when you go to make a payment online does it limit the amount to $2,999? I went with the loan to take advantage of the $500 rebate (instead of paying in cash at time of sale) and didn't bother negotiating the interest rate (was a stupid high rate for a 800's credit score, but I wanted the $500...). Google and their FAQ were no help on this so I am hoping it is maybe for the initial payment, but just got the paperwork and logged is for the first time last night.