Ahh, the perennial issue. I want a nice ride (1500) vs the stiff and less mpg 2500/3500... Every forum has this debate, every truck maker says their 150/1500's can pull/tow more every year...
While I am a "get more truck than you need you won't regret it" type, reality is most buyers won't do that due to financial or comfort restraints.
How much/how often and over what terrain will you tow? Once you spend some mod money "helping" your suspension out (nothing increases legal payload), you may find that the heavy trailer still pulls ok and you are not lighting up the clouds at night with your headlights. A well dialed in WDH with proper tires (E) at the proper inflation pressure, and driven sanely (speed and lane switching), and you should be ok.
Now if you want a differing opinion, go post over on the rv trailer forums and prepare to be blasted by the "weight police". This discussion will never be solved to each side's satisfaction.
Do what you believe to be safe after you have researched it and taken some measures/mods to ensure your family's safety. Any much bigger than what you are pulling is certainly 2500 territory but can you pull it a few times a year at reasonable speeds? Yes. Will you want more truck in some conditions (wind, long grades) yes. Can you afford to upgrade? Only you know...