I just had my setup put on last week. I went the Toyo Open Country A/T3 in 285/60/r20. The wheels are the Fuel Rebel in 20x10 with a -18 offset. I could not be happier with the look. I do have the 3.21 gears but the truck does not feel sluggish at all. I still need to recalibrate the speedometer so I'm not sure how big of a hit my mpg's are gonna take. Also without recalibration I have noticed some extra down shifting to accelerate at higher speeds or when climbing hills.
All in all I really like the 285's, I don't see a need to go wider personally as weight was somewhat of a concern for me, even though the difference is probably not a huge deal.
What I will say is if you go with the 295's just be careful of what rim width and offset you go with, because I did run into an issue with that. My offset is too aggressive and I am experiencing some rubbing. Now I'm kicking myself because my original idea for the setup was a 20x9 with only a +1 offset, but I let my wheel and tire guy talk me into a wider rim and more aggressive stance without considering the potential for a rub.
I don't really want to modify the wheel well at all to accommodate the bigger tire, so my guy will order me new wheels if I want to correct the issue. So not to highjack the thread, but anyone know if the 285/60/r20 on a 20x9 with +1 offset will fit no problem?