I have a 2019 longhorn Laramie 4x4 pretty nice truck. HOWEVER my dash on top the leather has shrunk and separated from the foam under it. Has anyone else had this happen? It's parked in a garage or in the shade. I have the gator print leather but don't think that should matter.
Also WHY are the tail lights so darn much. I need the passenger side with the red in the middle as mine was broke by a meth head tweaking out as I was sitting at a stop sign.
For the second part of your question, that's what insurance is for
Have you seen the price of the taillights? I keep my comprehensive deductibles at $50 for a reason. Why pay for something you never use?
My deductible is $1000. If I went down to $500 it would be an additional $350 a year.
I don't make a claim every year so yes, why pay for a higher insurance rate for something I never use.
I have insurance because I have a car loan AND if I total my truck I get my money back.
I totaled a 06 Mustang I bought for $9,500. After my $1000 deductible I got $14,100 cash because of the value of it went up (was the year an anniversary Mustang model came out)
Nothing frivolous about any claims I make, but I don't want to be stuck with a high dollar out of pocket expense when I am paying good money to insurance companies to fix damage on my vehicle. I see a lot of people brag about low insurance premiums, but when they get in an accident, they can't get the car fixed because they can't afford the deductible. So then they are either without a vehicle, or driving a damaged vehicle around.
Realistically, unless you are a crappy driver, or just have **** luck, should rarely need to file an insurance claim. But it's nice to have lower deductibles when the time comes to need it. For me, it's worth the $5-$10 a month extra it may cost.
People who can't afford the insurance premium are idiots, they know what the premium is and are saving money by having a higher deductible so they are suppose to be putting that extra money aside for cover the deductible, they had it coming if that happens.
I drove over a bungee cord with steel hooks on the highway and popped a tire, broke my rear taillight, and needed to have my rim refinished, quarter panel completely painted. It was a $4600 repair and I only paid $1000 for it. I also had to fight with insurance to not get an "at fault" so they didn't increase my rate the next year.
By default at least in my state you are at fault unless you can blame it on someone else.
A broken taillight WILL increase your insurance rates the next year unless you can prove someone else did it (less then 50% at fault), in my state insurance is REQUIRED by law with full coverage if you hit someone so as long as you don't cause the accident you don't need to pay a deductible or even go through your insurance because it's going against the other person's insurance.
Right I know what they are now but why? $934 plus tax for a freaking tail light why?
OEM parts are always expensive. When I lost my Silverado's tail light I got a pair of after markets which looked amazing for $50 less then a single taillight.
Can always check out a junk yard but I am not sure they would have anything for something so new.
Like, what if they used a defibrillator to bring you back?
