Frontal area is a perfectly fine way to explain it.  My evidence:
Towed my 1000lb all aluminum 6x12 cargo trailer empty - 10.5mpg
Towed my 5000lb camper - 10mpg
Towed a flatbed with a car on it 6000lb - 14.5mpg. 
Pushing wind makes way more difference than whether you have 3:21 vs 3.92 once you're up to highway speeds.  You can argue tire size, final ratios, etc etc...but Silver Bullet's point is a solid one.  It's certainly not the only one, but he does know what he's talkiing about.  Save your arrogant, know-it-all attitude for the Mensa meetings.