Well considering I own a hemi and pull a trailer I'm pretty sure I know when the hemi is lugging in which gear at what speed/weight. This is my opinion, but anything less than 2000 rpms while towing a 28' trailer is lugging the hemi, I know mine starts to heat up pretty good when the rpms aren't high enough. There are many guys who won't even consider towing in overdrive period; doesn't matter if your engine can do it, they won't go higher than direct drive (1:1 which is 6th gear in our trucks) because it's pretty stressful on the transmission.
The "frontal area" is probably poor choice of words, I'm referring to the height and width of your trailer. The bigger rectangle that is, the more that plays a role at higher speeds vs the weight/length of the actual trailer.
Just trying to help, if you don't like my opinion I'll move on.