Yes the dreaded trip to the Finance Guy, hate that. When I ordered my Ram 1500 I gave a deposit and signed at agreed price then. Nothing about financing. Saleman said we can go with whatever incentives when truck is here and do the paper work. Makes sense I guess , since no one knows how long it takes to get the Truck.
But after reading all the posts concerning these issues, I haven't made-up my ming how I am gonna finance or pay. I will hear there speech I guess first. When I bought my F150 couple years ago I remember the guy saying I had to keep the loan 6 months before paying it off, never heard of that before. Called ford next day and the lady never heard that before and told me I could pay it off anytime, which I did.
But like I said,dont know yet, have a few options myself....Thanks for posting interesting finance info....John