Yeah I can appreciate that. I always read the owner's manual of every car I own and just stick with that. But I guess with the hemi "tick" its sort of a widely reported problem and so to me, to me, if using higher end oil prevents or delays the tick (i.e. somehow "better" lubricates the roller pins in the lifters) then in my mind it is worth it. The fuel rating thing I think is more nuanced: if, and I don't know this, if using premium delays prevents the exhaust manifold detachment thing (I totally don't get how using premium fuel can prevent bolts made out of one metal from rusting less quickly than the engine block that happens to be made out of another metal material) however I will say this...IF using premium nets me better MPGs then it is sort of worth it. In any case, the oil issue is more black and white to me...the fuel grade is not. I say just put in whatever the official Chrysler fuel grade is for the truck and that's it. IF and again this is a big if, someone can prove that using premium results in other benefits than just MPGs in which case you are essentially getting what you pay for, then yeah I'd let it drink premium.
I think you are overthinking this and too heavily influenced by what you read on social media. Social media widely reports many problems that are in reality rare problems in the real world.
The huge majority of people who don't have any problems with their truck are not going to go online and start a thread saying "Hey, 60,000 and no problems." However, when that rare person has an issue a large percent will run to social media and complain about it before they even take it to the dealer.
Then, you have another percentage who don't have the problem, but believe they have the problem because they read about the problem. I saw someone complaining about their "hemi tick" once and the only time they could hear it was when going through the drive through with a wall within feet of their truck with their window down. They were hearing normal fuel injector tick amplified by the echo off the close wall, but had heard about this dreaded "hemi tick" and thought their truck was broken.
I also don't think there is anything nuanced about the fuel issue. Whoever lead you to believe it could lead to an exhaust manifold or rusty bolt issue was feeding you nonsense. The owners manual for every Hemi ram I have owned said to not use E-85 or fuel with ethanol greater than 15%. It also says the Hemi is designed to "
provide satisfactory fuel economy and performance when using high-quality unleaded gasoline having an
octane range of 87 to 89". It recommends 89 for optimal performance and economy. I've run 87 in 4 different Hemi Rams and "
satisfactory fuel economy and performance" it provided was more than adequate to meet my needs. At one time I ran about 6 consecutive tanks of premium fuel and noticed no difference in performance and any gain in MPG was not enough to recover the added cost.
I think you might see some long-term benefit if you can run fuel without any ethanol regardless of octane rating. Ethanol can cause long term corrosion of metal and rubber but most modern engines are designed to run ethanol blends. It's not an option for me, since Illinois requires ethanol in all grades of gasoline used on the highway.