Quint
Well-Known Member
A guy on an e-bike slammed into my parked truck over the weekend. He got beat up pretty good trying to ram my Ram. He left behind a tooth, a few drops of blood, and a lot of broken bike parts.
Luckily a neighbor saw it, called the police, and they wrote up a report. My insurance is involved and handling everything.
I learned that most people don’t have insurance that covers damage that you cause on a bike. Auto insurance typically only covers you when driving a vehicle. His homeowner insurance might help depending on his coverage, umbrella’s, etc. They do sell bike insurance but I doubt most people have that coverage.



Luckily a neighbor saw it, called the police, and they wrote up a report. My insurance is involved and handling everything.
I learned that most people don’t have insurance that covers damage that you cause on a bike. Auto insurance typically only covers you when driving a vehicle. His homeowner insurance might help depending on his coverage, umbrella’s, etc. They do sell bike insurance but I doubt most people have that coverage.


