MOONCHASER
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Many but not all Florida dealers insist they must charge a DOC fee, typically $900. The one I spoke to today said you'll pay it one way or another.
Was able to get it off the paperwork at a dealer in TN back in the summer...Oh you're gonna pay it. Many dealers already have it stamped in the contract paperwork.
You may be able to negotiate off the price somehow, BUT, it is STILL going to show on your paperwork.
One dealer here is $889.
Cheapest is $189.
GM/Chevy used to cap the doc fee @ $100 if you were using a supplier price/employee discount.
Ford's X-plan caps the doc fee as well.
However, sometimes you can negotiate a better discount without those, BUT, the doc fee goes back up to what ever the top tier of what they charge
Its pure $$$$ to the dealer.
Many but not all Florida dealers insist they must charge a DOC fee, typically $900. The one I spoke to today said you'll pay it one way or another.
Methinks thou protesteth too much.Just be smart.
Ultimately a dealer is a business and needs to make money to keep the doors open. If everyone did business like a lot of folks on here, as if the dealer is the enemy, dealerships couldn't stay open.
I'd like to see some of y'all negotiate a cart full of groceries like you do your vehicles. Or maybe that fancy night out to eator that hospital bill, or lawyer fee. Or maybe the utilities bill. Or your next home depot visit. Or the next full tank ...
Get out there an negotiate your everyday lives people!! You're so worried about saving that extra 800 bucks, and yet would blow through that in a weekend without thinking twice
Actually - I bail at 100K miles - typically 4 years. 'Murica.makes sense. save 1k on a truck you buy every 7 years ... but feel free to blow 1k in a month because ya know ... 'Murica
NYS limits it to $75.00.
Just be smart.
Ultimately a dealer is a business and needs to make money to keep the doors open. If everyone did business like a lot of folks on here, as if the dealer is the enemy, dealerships couldn't stay open.
I'd like to see some of y'all negotiate a cart full of groceries like you do your vehicles. Or maybe that fancy night out to eator that hospital bill, or lawyer fee. Or maybe the utilities bill. Or your next home depot visit. Or the next full tank ...
Get out there an negotiate your everyday lives people!! You're so worried about saving that extra 800 bucks, and yet would blow through that in a weekend without thinking twice
here's the OTHER SCAM they do in Florida (land of the scam).
EXTENDED WARRANTY PRICES.
A few years ago - a number of scumbags setup "extended warranty phone rooms" to sell these things. Florida being one of the "land of the phones" in the U.S. Now some of them were legit, and many were scams. So the the Attorney General & Gov had the State Insurance Commissioner's Office step in to REGULATE the industry. Which is kind of fitting because these (for the most part) are not a WARRANTY - but INSURANCE.
Now a dealer will tell you they cannot negotiate on PRICING on extended warranties "because we are regulated by the State Insurance Commissioner" - in fact THEY ARE - but the SIC's office DOES NOT REGULATE PRICING. Dealers can discount on EW contracts - and they have a HUGE MARGIN.
Example: When this "insurance commissioner stuff" started - I was buying my Honda Extended Warranties from a dealer in CT that discounted them heavily ($1,200 versus $1,800) - but I had to have it sent to an address NOT in FL. No biggie - sent to a friend in NC, and he sent it on to me. Just as valid. The next Honda - dealer tried the "we're regulated" scam - told him he wasn't - told me "whoever told you that is lying". "Well the SIC office told me" - and walked out of the closing room. So the salesman follows me out intot he parking lot and tells me the closer figured out a way to make it work. So he says "I lowered your interest rate from 4.5 to 2.5, and we can add it to your financing". Yeah - RIGHT. He had 2 points on the financing for the dealer - and the MARGIN ON THE EW was more than he was going to make on the financing. Salesman thought I was BS-ing, until I called CapOne on speakerphone, and the rep told me the loan went out @ 2.5%.
SCAMMER - TRUST NO ONE.
If you notice, even with FCA's plans - if you go to the website (ziegler) and get a quote for FL, it is SIGNIFICANTLY MORE EXPENSIVE (by like $1,000 if I recall). But I got mine from Riedman Motors for the same price as EVERY OTHER STATE.
EVERYTHING IS A SCAM!
I've walked out of more than one finance managers office, because the numbers on the DEAL, were NOT THE NUMBERS I NEGOTIATED. I have NEVER LEFT A CAR LOT - WITHOUT THE NEW CAR. I LET MYSELF get screwed on the financing on my Ram - 760 Trans/Equi scores - that's NOT 8.3%. I would have PAID ALL CASH - but my accountant wanted me to FINANCE MORE. But I don't typically keep my car financing for more than 18 months anyways - HATE carrying debt.
Car dealerships - salesman/managers/finance managers - rank right up there with PERSONAL INJURY ATTORNEYS for scumbaggery.
TRUST NO ONE!
Unless you're trying to LITERALLY STEAL THE CAR OFF THE LOT - they are NOT going to let you leave without selling you the car. They'll just make it up on THE NEXT SUCKER.
Some dealers in FL advertise "NO DEALER FEES" - so it obviously isn't something "mandatory" for FL (or anywhere else). And dealers make enough on the back-end (holdbacks, volume bonus, etc.), that anything EXTRA they can SCREW US OUT OF is just more PROFIT for them.
Rick
Extended Warranty/Service Contacts
Get genuine officially-authorized extended warranty by Mopar Vehicle Protection Plans, products of FCA US LLC (formerly Chrysler Group), at greatly discounted pricing. These two sites have the lowest prices on Extended Warranty/Service Contacts. Buy from them unless you can get your dealer to beat or at least match their price on factory plans.
Chrysler Factory Warranty - Currently forum sponsors - LINK
Zeigler Factory Plans - Usually the lowest price with code PAYINFULL - LINK
If you are replying to me - the PRICE I PAID for Reidman was USING A FL ADDRESS. They did however (and I just noticed it this moment) use the DEALERSHIPS ADDRESS on the contract.^^^^^ Assuming these quotes were for FLORIDA.
These plans STILL CHARGE EXTRA for Florida Contracts if you buy DIRECT. If you get from a dealer like Reidman, that has someone that only does internet contracts, THEY WILL CHARGE YOU WHAT EVERY OTHER STATE PAYS.
Chrysler Factory quoted: $ 3545
Ziegler quoted: $ 4,415
I PAID $2,990 - 7 year/Unlimited MaxCare $100 Deductible.
So no - Forum Sponsor OR NOT - THEY ARE STILL MORE THAN A DEALER that has someone that JUST SELLS WARRANTIES.
Which also shows how much ADDITIONAL MARGIN THERE IS in the warranty. Chrysler pockets an ADDITIONAL $555 - while Ziegler pockets a WHOPPING $1,425 MORE THAN REIDMAN.
Reidman is not LOSING $$ - they are taking a lower margin, and making it up by DOING VOLUME. Just like dealers that SELL MORE VEHICLES because they are MORE FLEXIBLE in pricing.
I was in to see my banker today - she was SHOCKED that I was paying 8.84% on my financing. She's ready to write me the same $$ and same length for 2.75. Dealership may have given me a $4,500 REBATE - but they NETTED $3,959 on the points of a loan that SHOULD HAVE BEEN at a similar rate. Hell - CapOne gave me 2.5 on a Honda 5 years ago- and my credit score was 70 points lower and I was only 6 years out of a bankruptcy.
TOTALLY MY FAULT - I was tired, wasn't paying attention - I should have thrown the deal package at the finance manager and WALKED.
I'll get my paper from MY BANK this time. And I'll shop the extended on my own (in FCA's defense - GM only has a 5/60K extended - and it's more expensive than the FCA one, with way less coverage.
I'll shop my own warranty this time...
But STRANGELY ENOUGH - ZIEGLER will write a 7 year/100K mile/$100 deductible on a 21 GMC Yukon for $4,230 (FL) or $3,295 when I use friends address in GA (all they care about is the VIN NUMBER) - PLUS - I get a REFUND of likely 2/3's of my UNUSED FCA PLAN on my Ram - which will pay more than 1/2 of the new plan for the GMC.
Rick
Keep in mind, when it goes to write that service contract they may not do it. FL law prevents discounting of service contracts....If you are replying to me - the PRICE I PAID for Reidman was USING A FL ADDRESS. They did however (and I just noticed it this moment) use the DEALERSHIPS ADDRESS on the contract.
Rick