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and continuing to pay money into something you don’t want for months or years so you can “break even” is a good financial decision? The truth Is you’ve lost the money already. you have to stay in the vehicle AWHILE to really average down the monthly ownership cost.
each promotion is different, they generally allow a small cash rebate with the lower month financing. There is no cash rebate on 84 month financing for the rest of this month. The only thing that will stack with it is military and a few of the other one off conditional things they have.
most states allow you to only pay the taxes on the trade difference, like 50k - 30k trade = 20k difference. So you pay the taxes on 20k not the full 50.
you will obviously pay interest on the rollover though and that’s really the worst part. So zero percent deal might be more appealing for you...
Left ford dealer today, almost bought a king ranch lol. Still might. They were REAL aggressive. 41k trade offer on my truck which has been around 38 previously. 19% off the truck with 0%. It’s a 2019 though, which ford doesn’t have many left. Their 2020 deals aren’t good yet.
It replaces them. I think you are going to be hard pressed to see a huge cash amount on top of financing even now. But more likely you might see big 10-20% rebates, bring your own finances. And dealers getting serious on their end with 13-15% discounts.
I wasn’t going to even respond but yep ^^.
Honestly it’s super easy to figure out the price of the truck, use google “auto loan calculator”, and get the details. The overall cost and the monthly payment. Then you can compare the two for whatever period of time/payments you desire.
You should be able to get it for 10-15% dealer (from what people have reported) and then whatever the rebates are which you can check on the ram website. And then add on any additional discounts you specifically might qualify for like military or first responders or whatever.
so 46k MSRP dealer...
The real question for a 0% deal is how long do you keep it? If you keep the life of the loan it’s worth considering. But you need to run it against your scenario (amount financed, available apr) and see how it shakes out.
I think this dude is right
This isn’t a classic supply and demand scenario though for several reasons. They need to sell anything and everything they can to recover from the losses they are currently and will further receive from this event. As well as there’s ZERO reason/demand that ANYONE...
ahhh I’m tracking. I’d say not much at this point? At least with the current rebates. I doubt it’s that large, probably around 2k realistically? I mean the truck is still new, regardless of the year.
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