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  1. Silent Bob

    Price negotiated from MSRP

    Do your financing prices include taxes? Try Phillip as well. He is usually a bit lower than Aaron.
  2. Silent Bob

    Price negotiated from MSRP

    If you are in California I would contact Phillip, Aaron would be another great option. Phillip Olson, General Sales Manager at Bud Clary in Washington State Tell him Silent Bob from 5thGenRams Forum sent you. Cell 360-434-2929 (text is great) [email protected] Aaron Ginsburgh, New Car...
  3. Silent Bob

    Price negotiated from MSRP

    $67985 is a 13.92% decrease of $78,985 In my opinion you should be getting at least 16% off the MSRP including rebates and incentives. The total number you should be using to determine your percentage off should include the total (with rebates and incentives) before trade in, taxes, and any...
  4. Silent Bob

    Price negotiated from MSRP

    It is the way the math works for the current way most loans are structured. It is that way because financial institutions have chosen to structure the loan this way. I am not saying there is anything dishonest about any of it. There are many ways to do a loan that would not be "front-loaded". I...
  5. Silent Bob

    Price negotiated from MSRP

    How Front-Loaded Loans Work A repayment mortgage is, by definition, a front-loaded loan. That's because in the early years most of your payments go to paying off the interest. Only a small portion goes toward the principal. As you get deeper into the mortgage term, it switches so the interest...
  6. Silent Bob

    Price negotiated from MSRP

    Storm Trooper Edition
  7. Silent Bob

    How to Get the Best Price on Your New Ram

    My Deal My best deal on a factory order was 19.17% off MSRP 14.76% off MSRP before rebates/incentives 19.17% off MSRP with $3250 rebates/incentives. 7.08% off Invoice before rebates/incentives 11.89% off Invoice with $3250 rebates/incentives.
  8. Silent Bob

    Price negotiated from MSRP

    Percentage off MSRP In my opinion you should be getting at least 16% off the MSRP including rebates and incentives. The total number you should be using to determine your percentage off should include the total (with rebates and incentives) before trade in, taxes, and any required government...
  9. Silent Bob

    Is Air Suspension really that great?

    Ram's air suspension makes for the smoothest ride of any truck, ever. Almost every professional review site remarks that the truck rides more like a luxury sedan than a truck. Many old timers don't like it precisely for that reason. But even the coil spring rear suspension ensures that the Ram...
  10. Silent Bob

    Get the Best Price on a Factory Extended Warranty

    Mopar is not supposed to undercut it's dealers so they will always be high.
  11. Silent Bob

    Price negotiated from MSRP

    If you are in Oregon definitely get a price from Phillip. If your local dealers will not meet his price you can pick up the truck in your neighboring state. The contact information can be found in the post listed in my signature below.
  12. Silent Bob

    Price negotiated from MSRP

    Tread Lightly is 1% below invoice plus $75. If the dealer is charging more he is ripping you off. The factory does not require that a dealer give you the affiliate price but they strongly encourage it. These days even the affiliate pricing is not a good deal anymore. The absolute smallest...
  13. Silent Bob

    Price negotiated from MSRP

    For a limited time PenFed Members get up to $1,000 Bonus Cash in addition to exclusive Member pricing on select Ram Models. See dealer for details. Must be an active PenFed member for at least 60 days to be eligible. You can find the link on the first page of this post...
  14. Silent Bob

    Get the Best Price on a Factory Extended Warranty

    It does not cover bulbs, LED or otherwise. It does cover electrical failure. It will be up to your dealer to find the cause. It covers most things but not all things.
  15. Silent Bob

    Price negotiated from MSRP

    It can be combined with PenFed. There seems to be a lot of confusion as to what the Affiliate Pricing (Tread Lightly) discount is and is not. A $100 Tread Lightly membership gets you access to Affiliate Pricing. Affiliate Pricing allows you to buy a vehicle at 1% below invoice plus $75. It is...
  16. Silent Bob

    Price negotiated from MSRP

    It includes both cash and financing incentives. https://5thgenrams.com/community/threads/lock-in-incentives-rebates-on-factory-orders.29443/
  17. Silent Bob

    Price negotiated from MSRP

    Phillip is in PNW. He may have the lowest prices in the country right now, followed closely by Aaron in Louisiana. Phillip Olson, General Sales Manager at Bud Clary in Washington State Tell him Silent Bob from 5thGenRams Forum sent you. Cell 360-434-2929 (text is great)...
  18. Silent Bob

    Get the Best Price on a Factory Extended Warranty

    THE PLAN WILL NOT COVER, OR APPLY TO LOSS OR EXPENSE RESULTING FROM: • Repairs or replacement of any component covered by any of the Vehicle manufacturer warranties, Certified Warranty, part manufacturer warranties or recall policies; roadside assistance, loaner vehicles or other services which...
  19. Silent Bob

    Price negotiated from MSRP

    The chip shortage is going to get worse before it gets better. Order your trucks now or be prepared for a long wait or not getting exactly what you want.
  20. Silent Bob

    Get the Best Price on a Factory Extended Warranty

    All the contact information is on the first page of this post.
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