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Do you think that is worth buying with the PenFed and TrueCar discounts still being out there? Sent from my SM-S908U1 using Tapatalk

Fair enough, I am a newbie to this. I guess I can pay FICO to see how different the auto score is from the general one. Sent from my SM-S908U1 using Tapatalk

Not disputing that but I've never heard of it before. Never had a mortgage before my first one and still pulled 800 credit on that and had no issues getting prime rates. Sent from my SM-S908U1 using Tapatalk

Anyone tried using the Tread Lightly discount with Mark Dodge recently? What discount did you get? Does it still not stack with PenFed or truecar if those are still available?

I assume they consider student loans, mortgage, other loans, etc too? Personally never applied but would be shocked if a years long 800+ credit score is tanked in the vehicle context just because you've never financed.

That is a massive difference. I don't know the intracacies of vehicle financing but I would probably try to escalate that or pull credit from a different bureau. Almost seems like fraud because they lure you in with a financing offer and have a massively different score when it comes to sign...

Bump. Would like to know this as well. I signed up for PenFed recently and was wondering if I should do tread lightly as well since I don't know what will be available when my truck comes in. I've seen people here say they don't stack.

Did you not qualify for 0% or was it not available? I have it locked in but wondering how hard it is to qualify.

Anyone have any more info on those coupon books RAM was mailing to people?