Recent content by truckyourself

Deals and rates change by month, make, dealer, etc. Many cars don't lease well if they depreciate a lot. In general, a lease payment should be about $100/mo less than a 6 year financed vehicle. If it's not, one of them has a way different interest rate than the other. I've always had to put...

You're not wrong, but there are some exceptions depending on manufacturer incentives. The RAM I just leased I got a money factor equiv to 1.3% APR. Residual is 53% of MSRP after 42 months. If residual is high, great you get lower lease payment, if it's low, that's great if you plan to buy...

^^ This guy gets it!! Yeah, I mean to me nothing else makes sense, but to each his own. I don't like the alternatives - such as: - Buy someone else's used truck in cash, not knowing how they took care of it, prob for more than my residual will be, almost definitely more miles on it than I'll...

Yeah you're right. I saw some a few years back posting $550/mo lease payments on Laramies and on YouTube, but I don't know the details of their deals. I think there were more rebates a few years back and close to 0% interest

Thanks. Trust me, I searched far and wide every night past 2 weeks. I did end up buying at N Aurora yesterday! I sat down with several dealers and all the ones with $13k off are based on cash or financing, which was an option, until they were quoting me 7% and 8% interest on a 6-7 year finance...

You guys don't want to see my spreadsheets. I run the numbers 10 different ways and I always ask what the total price of truck is before talking to finance. I'm a numbers guy, they were surprised I was asking about money factor, rebates, etc. Apparently no one goes through numbers as thoroughly...

Thanks. Trust me, I searched far and wide every night past 2 weeks. I sat down with several dealers including that one and the ones with $13k off like link you posted are based on cash or financing, which was an option, until they were quoting me 7% and 8% interest on a 6-7 year finance. Even if...

Thanks, this is very helpful.

Oh weird, thanks! There were 0 last night but i was so tired I probably did something wrong

?? LOL what? C'mon guys any way you cut it these are ridiculous, New Laramie, the price range isn't huge, the depreciation % should be pretty standard across the board, the MF shouldn't be insane, and you shouldn't put money down on a lease. I put it in context saying payment should be around...

I left that out sorry, $1280/mo for 39 months. OTD price $59,099 Residual was ranging 50% to 52% of MSRP MF some didn't tell me, but you can deduce it using math, the highest one was 10.5% APR, which is a MF of 0.004375 MIles, these were NEW, 20 miles or less most cases. Any way you cut it...

They literally have 0 RAM stock on their lot but thanks for the suggestion

I don't blame you, the city should be a different country. I'm in the burbs, not much better. I'll prob move to Iowa in a few years.

Here I thought I was gonna get a deal today... I went to 3 RAM dealers in Chicago suburbs today and was quoted INSANE lease payments on a Laramie... Dealer 1 = $767/mo for 39 months (in North Aurora) Dealer 2 = $1079/mo for 60 months (in St. Charles) no that's not a typo Dealer 3 = $950/mo for...

Where you at??? I went to 3 RAM dealers in Chicago suburbs today and was quoted INSANE lease payments on a Laramie... Dealer 1 = $767/mo for 39 months (in North Aurora) Dealer 2 = $1079/mo for 60 months (in St. Charles) no that's not a typo Dealer 3 = $950/mo for 42 mos (in Schaumburg) To put...