Does anyone know who makes the automatic step boards that come from Ram on the longhorns?

[Twister]

Coming home from Oklahoma tonight I hit a piece of retread and it destroyed the right side auto step board. The rear bracket is gone with a steel rod hanging down. Doubt it can be fixed. Thanks

 

[KidCutti]

Coming home from Oklahoma tonight I hit a piece of retread and it destroyed the right side auto step board. The rear bracket is gone with a steel rod hanging down. Doubt it can be fixed. Thanks

Sorry to hear about your bad luck. Should be an easy fix though. Amp Research makes the steps. I’d order it through the dealer. I think the brains can be glitchy if it’s not Mopar specific.

 

[Twister]

Sorry to hear about your bad luck. Should be an easy fix though. Amp Research makes the steps. I’d order it through the dealer. I think the brains can be glitchy if it’s not Mopar specific.

thanks, may get lucky and just need a hinge and torque rod, about $262 together.

 

[duke2001]

thanks, may get lucky and just need a hinge and torque rod, about $262 together.

Would something like that be covered by your comprehensive insurance?

 

[Twister]

Would something like that be covered by your comprehensive insurance?

no, according to may agent, only glass falls under comprehensive, this comes out of collision, but since I have $1000 deductible, this is all me

 

[Twister]

I got lucky, ordered rear hinge and torque rod for 262. Hard to believe a piece of rubber snapped that hinge while breaking the torque rod. Couldn't find another scratch anywhere.

 

[iamtheav8r]

no, according to may agent, only glass falls under comprehensive, this comes out of collision, but since I have $1000 deductible, this is all me

Your agent is wrong. Find another agent or call the carrier directly.

Comprehensive vs. Collision Insurance: What is the difference? – Nationwide

Find out whether comprehensive insurance or collision insurance is right for you. Understanding the difference is important when choosing car insurance.

www.nationwide.com

 

[Twister]

Your agent is wrong. Find another agent or call the carrier directly.

Comprehensive vs. Collision Insurance: What is the difference? – Nationwide

Find out whether comprehensive insurance or collision insurance is right for you. Understanding the difference is important when choosing car insurance.

www.nationwide.com

no he is right, in KY glass is the only thing that falls under comp, this piece of rubber would be just like hitting a pothole or something in the road. For 262 it makes little difference

 

[iamtheav8r]

no he is right, in KY glass is the only thing that falls under comp, this piece of rubber would be just like hitting a pothole or something in the road. For 262 it makes little difference

He's wrong, but I suppose the KY department of insurance has incorrect information published on their website. Comp is anything other than collision. Collision is anything you do to cause damage to your vehicle (generally) when your collision insurance is the payor.

You might call this agency as they publish the correct information.

Senior Care - Hyland Insurance

We offer Senior Care.

www.bradeninsurance.com

 

[Twister]

He's wrong, but I suppose the KY department of insurance has incorrect information published on their website. Comp is anything other than collision. Collision is anything you do to cause damage to your vehicle (generally) when your collision insurance is the payor.

You might call this agency as they publish the correct information.

Senior Care - Hyland Insurance

We offer Senior Care.

www.bradeninsurance.com

pot holes, road obstacles, are collision here, glass and deer are comprehensive which is what your link states, for 262, makes little difference I would not turn it in

 

[Airbeijing]

no, according to may agent, only glass falls under comprehensive, this comes out of collision, but since I have $1000 deductible, this is all me

Your agent is wrong. It would have been covered by your comprehensive coverage subjected to your deductible. Comp coverage include glass coverage, animal hits, flying objects/projectiles, vandalism and stolen vehicle.

 

[Twister]

Your agent is wrong. It would have been covered by your comprehensive coverage subjected to your deductible. Comp coverage include glass coverage, animal hits, flying objects/projectiles, vandalism and stolen vehicle.

It was not glass, nor animal, nor flying object, nor vandalism, and my deductible is $1000 so at $262 it is a moot point.

 

[Airbeijing]

It was not glass, nor animal, nor flying object, nor vandalism, and my deductible is $1000 so at $262 it is a moot point.

It was not glass, nor animal, nor flying object, nor vandalism, and my deductible is $1000 so at $262 it is a moot point.

You are right, I should have read the post carefully. He ran over a piece of tread instead a tread flew off and hit the truck. That would have been considered a projectile in most states (Not in KY apparently). $262 is a moot point with $1k deductible. I just wanted him and other people know that it could have been an insurance claim. ( Not in KY.)